Privacy Policy

Effective Date: 1/19/2026
Last Updated: 1/19/2026

Introduction

CreditScoring.fyi (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at https://creditscoring.fyi (the “Site”). This Site is an educational resource providing information about credit scoring and does not offer financial advice or services.

Please read this Privacy Policy carefully. By using the Site, you agree to the collection and use of information in accordance with this policy.

Information We Collect

Information You Provide Directly

Contact Form Submissions: When you submit our contact form, we collect:

  • Your name
  • Your email address
  • Any message content you choose to provide
  • Your IP address (collected automatically for spam protection)
  • Browser user agent string

Information Collected Automatically

Google Analytics: We use Google Analytics to understand how visitors use our Site. Google Analytics collects information such as:

  • Pages visited and time spent on pages
  • Device type and browser information
  • Geographic location (city/country level)
  • Referral sources

For more information on Google Analytics’ privacy practices, visit: https://policies.google.com/privacy

Cookies: Our Site uses cookies to enhance your browsing experience. Cookies are small data files stored on your device. We use:

  • Essential cookies for basic Site functionality
  • Analytics cookies through Google Analytics to understand Site usage
  • reCAPTCHA cookies from Google for spam protection on our contact form

You can control cookie settings through your browser preferences. However, disabling cookies may limit your ability to use certain features of the Site.

How We Use Your Information

We use the information we collect to:

  • Respond to your inquiries submitted through our contact form
  • Improve our Site content and user experience
  • Analyze Site traffic and usage patterns
  • Prevent spam and abuse
  • Comply with legal obligations

Third-Party Services

Google reCAPTCHA

Our contact form is protected by Google reCAPTCHA to prevent spam submissions. reCAPTCHA collects hardware and software information, such as device and application data, and sends this data to Google for analysis. Use of reCAPTCHA is subject to the Google Privacy Policy and Terms of Use:

Google Analytics

We use Google Analytics to analyze Site traffic. Google Analytics uses cookies and collects information about your use of the Site. This information is transmitted to and stored by Google. For more information about how Google uses this data, visit: https://policies.google.com/privacy/partners

You can opt-out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on: https://tools.google.com/dlpage/gaoptout

Data Retention

Contact Form Submissions: We retain contact form submissions and associated data for 30 days, after which they are automatically deleted.

Analytics Data: Google Analytics data is retained according to Google’s data retention policies, which you can learn more about at https://support.google.com/analytics/answer/7667196

Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

  • Service Providers: With trusted third-party service providers (such as Google for reCAPTCHA and Analytics) who assist us in operating our Site
  • Legal Requirements: When required by law, subpoena, or other legal process
  • Protection of Rights: To protect our rights, privacy, safety, or property, and that of our users or the public

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • Right to Access: Request a copy of the personal data we hold about you
  • Right to Correction: Request correction of inaccurate personal data
  • Right to Deletion: Request deletion of your personal data
  • Right to Object: Object to our processing of your personal data
  • Right to Data Portability: Request transfer of your data to another service

To exercise these rights, please contact us using the information provided in the “Contact Us” section below.

Children’s Privacy

Our Site is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately so we can delete such information.

Do Not Track Signals

Some web browsers incorporate a “Do Not Track” (DNT) feature. Our Site does not currently respond to DNT signals because there is no industry standard for compliance.

International Data Transfers

Your information may be transferred to and maintained on servers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. By using our Site, you consent to such transfers.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, regulatory, or operational reasons. We will post the updated Privacy Policy on this page with a new “Last Updated” date. We encourage you to review this Privacy Policy periodically.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

CreditScoring.fyi
Via our contact form at: https://creditscoring.fyi/contact