Understanding Your Credit Score Starts Here
Free, expert-backed resources to help you understand, monitor, and improve your credit score.
Learn the Basics
New to credit? Start with the fundamentals of credit scores and reports.
Your Credit Education Journey
Whether you’re building credit for the first time or recovering from setbacks, we’ll guide you every step of the way.
Understand
Learn what credit scores are, how they’re calculated, and why they matter for your financial future.
Monitor
Discover how to check and track your credit reports from all three major bureaus for free.
Improve
Implement proven strategies to boost your score, from payment history to credit utilization.
Protect
Know your rights, avoid common mistakes, and keep your credit healthy for the long term.
Popular Resources
Explore our most helpful guides on credit scoring and financial health
Factors That Affect Your Credit Score
Discover the five key factors that determine your credit score.
Common Credit Mistakes to Avoid
Learn about pitfalls that can damage your credit and how to avoid them.
Reliable Information You Can Trust
Our content is based on guidelines from trusted sources including the FDIC, Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and USA.gov. We’re committed to providing accurate, unbiased information to help you make informed financial decisions.
FDIC
CFPB
FTC
USA.gov
Tools & Resources
Additional resources to support your credit journey
Credit Terms Glossary
Confused by financial jargon? Look up any credit-related term in our comprehensive glossary.
Your Credit Rights
Know what protections you have under federal law and how to exercise your rights.
Have Questions?
Visit our Resources & Tools page or Contact Us for more information.